Monday, August 04, 2008

Most of my Personal Money Management Dreams Have Come True

A diagram showing the front side of a typical ...Image via WikipediaThanks to mvelopes.com which is everything I hoped MSFT Money would be in 2004. It slurps in all my credit card, retirement and savings account info. It lets me categorize spending, it lets me make an envelope-based budget, it lets me track spending. It runs in the cloud. It's awesome.

That said, there are some issues. The user interface is pretty good but not great. Classifying new transactions is oddly painful due to a clunky drop-down menu system. The report functionality is laughably bad. The excel reports seem to use some kind of multi-column merge thing to get horizontal lines. That's fine except it makes actually working with the report impossible. In some panes, clicking an envelope opens the envelope, in other panes it does nothing. The process of funding a spending plan is bizarre and confusing.

Even after all that, we signed up (but only 3 months a time, going to need some more history before I commit more money in order to save money).

Oh, and a friend of mine claims that his home teacher is the CTO or CIO or something. So they are a Utah-based company. Keeping it in state--even better.
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